Welcome to SaaS Brew, a daily newsletter where we share useful SaaS tools and workflows for founders, builders, and small business owners.
Each edition highlights one product, explains what it does, why it matters, and who it is for. No hype. Just tools worth trying.
Today's brew looks at a problem that every SMSF trustee in Australia knows too well:
You run your own super fund, which means you also run the back office. ASX shares, property, gold, and cash all need tracking in one place, alongside ATO deadlines, contribution caps, and CGT events that change every financial year. Most trustees end up patching together a spreadsheet, a calendar reminder, and a folder of PDFs, then hoping nothing falls through the cracks before audit season.
The spreadsheet drifts out of date the moment a dividend lands or a holding gets sold. The calendar reminder gets snoozed once and forgotten. And every cloud app that promises to fix this asks you to upload your fund's entire balance sheet to someone else's server, which feels like a strange trade for a retirement account you are supposed to control yourself.
You need a clear view of your fund without handing your financial life to another company's server.
That is where SMSF Buddy fits in.
SMSF Buddy tracks every fund asset and ATO obligation in one app that lives entirely on your device. No servers. No analytics. No cloud sync pulling your balance sheet somewhere else. It covers seven asset categories, runs a compliance checklist against current ATO deadlines, and calculates CGT with the 50% discount applied automatically on holdings held over 12 months. Built for self managed super fund trustees, SMSF Buddy keeps your retirement data private while keeping you ahead of every deadline.
Who it is for:
Individual trustees managing their own SMSF without an external administrator
Couples or families running a multi member fund together
Trustees holding a mix of shares, property, and precious metals who need one consolidated view
Anyone who wants their retirement balance sheet to stay off third party servers
SMSF trustees preparing for their annual audit who want clean records ready in advance
Common use cases:
Track ASX holdings, property, and bullion alongside cash and contributions in one fund view
Monitor concessional and non concessional contribution caps before a breach happens
Record CGT events on exit with the correct discount applied automatically
Generate auditor ready PDF statements for the fund and each member
Set recurring reminders against ATO lodgement and reporting deadlines
What it does:
It stores every fund record locally on your device, with no server or cloud sync involved
It tracks seven asset categories, from ASX shares and property to precious metals and cash
It loads each financial year's ATO compliance checklist with due dates and recurring reminders
It calculates CGT on each asset exit, applying the 50% discount on holdings over 12 months
It generates auditor ready PDF reports for the fund and for up to six individual members
Why it stands out:
It keeps your fund's balance sheet off the cloud, so there is nothing to breach, leak, or sell
It replaces a fragile spreadsheet with a single app that handles the bookkeeping for you
It shows your whole fund, property and bullion included, not just your ASX positions
It unlocks every Pro feature at once, with no add on tiers or per member fees
Quick take: if you're tired of juggling a spreadsheet and a compliance calendar for your SMSF, SMSF Buddy could put your whole fund, and every deadline, in one private view.
More tomorrow in SaaS Brew ☕